Secure Lifetime Income — Engineered to Last

You’ve worked too hard to leave retirement to chance. At Protect and Grow Your Money, we design strategies that protect your savings, turn them into predictable income, and give you confidence that your money will last as long as you do.

Get Your Income Blueprint

Our Mission

We help people turn their retirement savings into lifetime paychecks — income that continues whether the market rises, falls, or stalls.

You tell us what you want your money to do.
We show you how to make it happen.

[/av_one_full]

Our Core Principles

Build Paychecks — Not Portfolios
We focus on consistent, guaranteed income instead of market-dependent growth.
Engineer a Plan — Not a Product
Every recommendation fits your situation, not a sales quota.
Put Money to Work — Not at Risk
Your money should have a job: security, liquidity, and growth.
Align with You — Not the Market
Because the market shouldn’t control your retirement timeline.

Annuity Strategies We Offer

Immediate Income Annuity (SPIA)

Converts a lump sum into guaranteed income starting in 30–60 days. Acts like your own pension.

Best for: Retirees who want dependable, market-free income.
Benefits: Lifetime or period-certain payments, single/joint options, no market risk.

Deferred Income Annuity (DIA)

Start your payments in 5–10 years or when you choose.

Best for: Future income security and longevity protection.
Benefits: Guaranteed future income, complements pensions or Social Security.

Fixed-Rate / Multi-Year Guarantee Annuity (MYGA)

Guaranteed interest for a set term (3–10 years).

Best for: Short- to mid-term savers seeking predictability.
Benefits: Principal protection, tax-deferred growth, steady accumulation.

Fixed Indexed Annuity (FIA)

Linked to a market index for upside potential — but never loses value.

Best for: Balancing protection with opportunity.
Benefits: Principal protection, index-linked growth, optional lifetime income rider.

Why People Choose Protect and Grow Your Money

Clarity: We make complex ideas simple.
Confidence: Every strategy is backed by numbers, not opinions.
Security: We help protect your lifestyle, not just your balance.
Longevity: We’re here before, during, and after retirement.

Stop Hoping Your Money Will Last. Start Engineering a Retirement That Does.

Schedule a free consultation and discover how guaranteed income fits into your retirement plan.

Get Your Income Blueprint

Protect and Grow

Followon X Subscribeto RSS Feed

Secure Lifetime Income — Engineered to Last

Our Mission

Our Core Principles

Build Paychecks — Not Portfolios

Engineer a Plan — Not a Product

Put Money to Work — Not at Risk

Align with You — Not the Market

Annuity Strategies We Offer

Why People Choose Protect and Grow Your Money

Stop Hoping Your Money Will Last. Start Engineering a Retirement That Does.

Interesting Infos

ENFOLD L.A.

ENFOLD Detroit

Sitemap